Generate Sales and to provide after-sales services to Effluent segment customers thru Relationship Management by giving continuing advices, consultation through performing Know Your Client ("KYC") and Need Based Analysis for Dual Currency Investment, Tower Deposit, Insurances, Securities, Unit Trust, Bonds, Funds, Structured Notes, Structure Deposit, FX, FX Options, Currency Options, Equity Linked Notes, Time Deposit, and any other related Personal Banking Products (Credit Card, Account Opening etc) and Financial Services through Walk-In Customers, Tele-consulting.